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TIC's BROCHURES (1. VISITORS 2. OUT OF COUNTRY )

1. New Immigrants’ and Visitors’ Medical Insurance

Highlights
(For details of policy, please click here).

TIC PLANS
Emergency Hospital & Medical Expenses
Daily rates per person

Sum Insured	$10,000	$25,000	$50,000	$100,000	$150,000
AGE 0-25	$1.58	$2.05	$2.36	$3.10	$3.73
AGE 26-34	$1.68	$2.21	$2.52	$3.41	$3.96
AGE 35-39	$1.79	$2.36	$2.63	$3.62	$4.40
AGE 40-54	$1.89	$2.73	$3.10	$4.62	$5.52
AGE 55-59	$2.00	$2.94	$3.31	$4.78	$5.61
AGE 60-64	$2.94	$3.94	$4.62	$5.72	$6.80
AGE 65-69	$3.15	$4.46	$5.25	$7.09	$7.55
AGE 70-74	$4.62	$6.41	$7.61	$9.56	$10.13
AGE 75-79	$5.51	$7.77	$9.77	$11.81	$12.33
AGE 80-85*	$4.78	$6.88	$8.72	$11.03	$13.75

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2. Out-Of-Country Travel Insurance

Highlights
(For details of policy, please click here)

TIC Plans

Pre-Existing Condition Exclusion
Any sickness, injury or medical condition, that exhibited symptoms for which a diagnosis need not have been made or required any or all of, medical consultation, prescription medication, medication treatment or hospitalization, within the 180 days immediately prior to the effective date. Include those:
Age 70 and under on the effective date: Each trip of 36 days or longer, (including Top-Ups starting from the day the insured leaves the province/territory of residence) unless the insured has completed a medical questionnaire, has been approved in writing by TIC.
Age 71 and over on the effective date: (including each trip and Top-Ups and Extensions) of any duration, unless the insured has completed a medical questionnaire, has been approved in writing by TIC.

Plans Highlights

U.S.A. Plan
Includes worldwide destinations
Daily rates per person

AGE (YEARS)	1-35 Days	36-60 Days	61-365 Days
0-30	$2.01	$2.01	$2.07
31-54	$2.21	$2.21	$2.30
55-60	$2.75	$2.75	$2.75
61-65	$3.90	$4.00	**
66-70	$4.80	$5.50	**
71-76	$10.50	$11.75	**
77+	$18.00	$18.50	**
FAMILY 0-60	$5.65*	$5.65*	$5.81*

Non-U.S.A. Plan
Includes worldwide destinations
Daily rates per person

AGE (YEARS)	1-35 Days	36-60 Days	61-365 Days
0-30	$1.81	$1.81	$1.86
31-54	$1.98	$1.98	$2.07
55-60	$2.48	$2.48	$2.48
61-65	$3.51	$3.70	**
66-70	$4.32	$5.00	**
71-76	$9.50	$10.58	**
77+	$17.00	$17.25	**
FAMILY 0-60	$4.73*	$4.91*	$4.91*

 

Accidental Death & Dismemberment

SUM INSURED	RATE
$25,000	$0.35/DAY
$100,000	$1.30/DAY
$250,000	$3.25/DAY

Minimum premium per policy:$16.00

Flight Accident

SUM INSURED	RATE
$200,000	$14.50/TRIP
$500,000	$29.10/TRIP

Multi-Trips Basic Annual Plan
Worldwide travel - annual premium
Emergency Excess Hospital & Medical Coverage
Choose your usual trip length

	TRIP LENGTH IN DAYS
AGE(YRS)	8 DAYS	15 DAYS	35 DAYS	60 Days	105 DAYS
SINGLE 0-40	$50	$62	$87	$146	$238
SINGLE 41-60	$59	$72	$98	$220	$347
SINGLE 61-70	$90	$135	$185	$500	**
SINGLE 71-75	$210	$240	$345	$750	**
FAMILY 0-40	$100	$139	$196	$329	$535
FAMILY 41-60	$118	$163	$221	$496	$782

Premium rate is per year.
** Please contact us for quotation.

Family rate applies to a maximum of 5 persons, includes the applicant, and their spouse under age 61, and their dependent children under age 22, all living in the same residence

Multi-Trips Select Annual Plan
Worldwide travel for 35-day trips - annual premium
Option #1 includes Emergency Excess Hospital & Medical and Flight Accident coverage
Option #2 includes Emergency Hospital & Medical, Flight Accident, $1000 Trip Cancellation and $2,000 Interruption coverage

AGE (YRS)	OPTIONS #1	OPTION #2
SINGLE 0-60	$122	$205
SINGLE 61-70	$246	$330
SINGLE 71-75	$504	$589
FAMILY 0-60	$245	$409

Premium rate is per year.

Family rate applies to a maximum of 5 persons, includes the applicant, and their spouse under age 61, and their dependent children under age 22, all living in the same residence

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